This is the meeting between Buyer and Seller, accompanied by loan officer and real estate agents, to transfer title to the real property by signing all required documents.  At the closing table the closing attorney will fund the transaction with both Buyer and Lender proceeds based on the purchase and sale agreement and record a transfer deed.

• Photo ID
• Funds for Closing – Georgia law requires any amounts due from the Buyer at closing in excess of $5,000 be in the form of a wire.
• Personal checkbook to account for any last minute changes that could arise.  This is usually for small amounts under $100 that could be in addition to the initial requested amount.
• Any documents that the Lender requested you bring to Closing

Simply tell your real estate agent that you want Smith, Hawkins, Hollingsworth, & Reeves, LLP to be your closing attorney. For refinances let your lender know.

• Once we get the names and addresses of all titled Sellers we will send out a Seller information sheet. This will provide us with everything we need to handle the transaction.
• Please bring a photo ID to the Closing
• At the Closing the Seller will provide Buyer with all keys, garage remotes, home warranty information, etc.

• A title order
• Borrowers name
• Name of the insured for the title commitment and the hazard insurance
• Loan amount and priority of the mortgage
• Designation of conventional, VA, or FHA

• Closing Protection Letter
• Title commitment
• Wiring instructions
• Fees related to the type of transaction
• Any other requested document that SHHR has obtained